2005 NAIA Football Ratings
| Rank | 2004 Post | Institution | 1st Place Votes | 2004 Record | Total Points |
1 | 1 | Carroll (Mont.) | 15 | 12-2 | 423 |
2 | 2 | St. Francis (Ind.) | 2 | 13-1 | 410 |
3 | 3 | Georgetown (Ky.) |
| 12-1 | 389 |
4 | 4 | Azusa Pacific (Calif.) |
| 11-3 | 364 |
5 | 5 | Sioux Falls (S.D.) |
| 11-1 | 358 |
6 | 6 | Dickinson State (N.D.) |
| 10-2 | 315 |
7 | 11 | Lindenwood (Mo.) |
| 11-1 | 311 |
8 | 9 | Northwestern Oklahoma State |
| 9-2 | 309 |
9 | 12 | McKendree (Ill.) |
| 9-2 | 278 |
10 | 7 | MidAmerica Nazarene (Kan.) |
| 10-2 | 272 |
11 | 13 | Montana Tech |
| 8-4 | 219 |
12 | 15 | Morningside (Iowa) |
| 8-3 | 205 |
13 | 8 | Hastings (Neb.) |
| 9-3 | 194 |
14 | 16 | Cumberlands (Ky.) |
| 8-3 | 180 |
15 | NR | Lambuth (Tenn.) |
| 6-4 | 146 |
16 | 14 | Trinity International (Ill.) |
| 8-3 | 144 |
17 | 22 | St. Xavier (Ill.) |
| 7-4 | 139 |
18 | 23 | Pikeville (Ky.) |
| 8-3 | 125 |
19 | 19 | Tabor (Kan.) |
| 9-2 | 116 |
20 | 17 | Northwestern (Iowa) |
| 7-3 | 101 |
21 | 21 | Walsh (Ohio) |
| 8-3 | 99 |
22 | 19 | St. Ambrose (Iowa) |
| 7-3 | 88 |
23 | 18 | Graceland (Iowa) |
| 8-2 | 80 |
24 | NR | Minot State (N.D.) |
| 6-4 | 53 |
25 | 24 | Montana-Western |
| 7-4 | 52 |
Others Receiving Votes:
Campbellsville (Ky.), 28; Eastern Oregon, 24; Southern Nazarene (Okla.), 24; Benedictine (Kan.), 23; Bacone (Okla.), 22; Friends (Kan.), 10; Urbana (Ohio), 6; Geneva (Pa.), 5; Jamestown (N.D.), 4; Southern Oregon, 4; Bethel (Kan.), 3; Nebraska Wesleyan, 2.
